Is Breakdown Cover A Necessity Anymore?

Every day hundreds of cars throughout the United Kingdom break down. Unfortunately many of these don’t have car breakdown cover and therefore will have to pay astronomical rates to get their car towed to a garage and ultimately repaired. For the life of me I do not know why people don’t get this type of cover, it is only a few pounds a month which will instantly pay itself back even if you just breakdown once for the life of your policy. Let’s take a little look at the features you can expect to see when you purchase Car Breakdown Cover.

All policies will cover roadside service every single minute of every day. With modern cars most of the repairs are fairly easy to carry out by the roadside, which means in most cases you will be up and running again in around an hour and a half. If you didn’t have breakdown cover you would need to be towed to the closest garage, and then the garage would have to repair your car, even if it’s something as small as a flat tire, this will take you well out of your way and add 2-3 hours onto your journey time. This policy normally only covers you if you are a certain distance from your house. Most companies will sell you an ‘extra’ which will also cover home breakdowns. This is the option that is most popular.

As you move up through the levels of Car Breakdown Cover there are a number of different extras that you can have. One of the most popular is being towed from anywhere in the country to your chosen location, even if it is 200 miles away! This is ideal for those that are going on business trips or a holiday throughout the United Kingdom. If you choose European Breakdown Cover they will tow you all the way back to your house even when you are in another country, incredibly handy and really does take the stress out of those ‘touring’ holidays.

Many companies also pay for any hire cars or accommodation should you be in effect ‘stranded overnight’ Of course, this is their more ‘premium’ policies, but even then the cost is negligible and if you can afford it then it is always a worthwhile option to go for.

As mentioned previously European Breakdown Cover is also on offer, this will offer you all the roadside services you have come to expect in the UK during your European Adventure. Not suggested to travel abroad without something like this, there would be nothing worse than breaking down in a foreign country and trying to get your car towed back home.

There are a lot of different Breakdown Cover companies available; Ensure you look at each of the companies and compare costs vs benefits just like you would do with a motor trade insurance quote. Be aware as there are a lot of  other breakdown companies that look like breakdown cover companies but are are simply re sellers of the large brands, which of course adds a lot more onto the cost of your cover. Take a browse about the internet for some of the best deals on Car Breakdown Cover and I am sure you can find it for less than the price of a couple of bottles of wine per month. So going back to the title of this post, “Is breakdown cover a necessity these days?” Yes if you do a lot of mileage, its a no brainier.